SMALL COMPANIES Pump Pack ...

The Bolsonaro government in the context of small business bailouts comes with the following points ... in an insignificant volume for the size of the Brazilian economy and the need of small business companies in a moment of extreme need ...

1. Total volume in the context of the payroll of 40 billion reais;
2. Grace period for 6 months;
3. Interest rate 3.75% per year
4. Social responsibility of not being fired

The context of being able to permeate jobs in crisis of this magnitude with specific actions such as offering credit to stratospheric interest rates for small companies will lead in the medium term to the collapse of many because after the Coronavirus health crisis and later Economic crisis that may be something without precedent since the last of the greatest magnitude of 1929 ... And in this light with the economic fragility installed it will start the hitch of the small company ... As a hypothetical example

Food company

1. Revenue of the year 2019 ....... ... .... ... ..... ... ... R $ 5,000,000.00
2. Net income ......................................................... R $    900,000.00
3. Net income ......................................................... R $    900,000.00

In the context above we are going to have a projection of revenue drop around 45% due to the economic context of recession so we will have the following values

1. Revenue for the year 2020 ............................ R $ 2,250,000.00
2. Net income ....................................................  R $ 405,000.00
3. Payroll ............................................................ R $ 450,000.00

In this context the exorbitant INTEREST RATE will have a liability of

• R $  503.494,13

After a six-month grace period and payment periods will reach a monthly payment of .... R $  13.985,95  and at this moment the outlook for the economy will be between a recession or even an economic depression that will depend on the current government actions the following points ...

Have a real sense of the magnitude of the crisis and its consequences;

The projections closest to the magnitude of the tax waiver and its minutiae;

The sensitivity of managers in having both the current pre-economic crisis moment in outlining actions in the socioeconomic field that is broad-based ...

To maintain the level of jobs of this small company will depend on the reaction of the niche market and how the economic situation will be but in our analysis it will be of recession and certainly forced to resign is for reasons beyond the will and should cut the payroll or wage reduction ... A very painful choice in a company of a social nature ... when entering this FINANCIAL CIRANDA OF THE CHARGE OF CHARGE WITH SUCH COST ... at the end of the process you will have borne ...

1. A FINANCIAL CHARGE OF R $ 54.494,19
2. EQUIVALS 11,89%  ABOVE THE LOAN AMOUNT
3. MONTHLY R $ 13.985,95

FOR THE LITTLE ENTREPRENEURS ARE HEAVY BURNS THAT THEY WILL HAVE TO ABSORB BUT the government would have to do at this point was to subsidize this interest in rates at CIVILIZED levels around HALF PERCENT PER MONTH (0,005%) THAT THE IMPACT WOULD CERTAIN BE WELL MAGNITUDE LOWER ... SEE THE NUMBERS

1. A FINANCIAL COST OF R $ 458.171,28
2. EQUIVAL 1,82% ABOVE THE LOAN AMOUNT
3. MONTHLY R $ 12.726,98

THE DIFFERENCE IS ABSURD BETWEEN HAVING A SOCIAL BALIZATION OF THE CURRENT REALITY AND BEING IN THE Nefarious Neoliberal Context We Are Inserting Since 2015 In The Post-Coup ... AND WE ARE WALKING TO AN UNPRECEDENTED ECONOMIC RECESSION and a small company in this context and with the current rules not you will be able to opt for a loan under these conditions ...

PROFIT ABOVE ALL

NCLUSIVE OF HUMAN LIFE